A.I.'s IQ Is Still Somewhat Meaningless
A.I.'s IQ Is Still Somewhat Meaningless.
Chatbots have a very mixed perception in the public's consciousness. If you said the word chatbot to a person on the street, chances are they may
think of a virtual personal assistant, like Siri or Alexa. In translation, natural language processing (NLP) is a statistical method that uses text
analytics to better understand sentence structure, intent, and sentiment. This is not to be confused with natural language generation?while NLG turns
structured data into text, NLP turns text into structured data.
In other words, Asimov's predictions make perfect sense if you're living in a country that has been having a major population boom while being utterly
transformed at a breathtaking rate. At least that's the only way I can imagine that miles of moving sidewalks and sending stuff via those
compressed-air tubes you'd see in the drive-up bank lane would make any sense to a person.
The future is not a done deal. Many pathways from any given present moment are still optional. It is true that some may have now become unavoidable
due to our previous actions, but largely we create the future through the choices we make today. We can still influence many of those choices by
considering what we know now and what directions we can head in before we take the next step.
Chatbots are going to change our lives drastically. Banks have a great potential in the development of chatbots to reduce their costs and improve
ergonomics. Chatbots can work for customer's convenience, managing multiple accounts, directly checking their bank balance and expenses on particular
things. Customers can do payments and automated transactions directly through a chatbot without downloading any app.
Asimov, Isaac (1920-92) US writer and scientist, b. Russia Though he published several serious scientific works, he is best known for his science
fiction stories. His prolific output contains some of the finest novels in the genre, including I, Robot (1950) and The Foundation Trilogy
(1951-53).
Given Siri's quickly expanding ecosystem, it is plausible Apple might one day soon unite the worlds of chat, virtual assistants and payments into
Messages, and perhaps beyond. Notably, Siri has been able to process typed commands for over two years, suggesting a jump to a text-based app like
Messages would be a relatively straightforward transition. Still, whether the company intends to bring a consumer solution to market in the near term
remains unknown.
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